Speculative fiction is a broad umbrella category of narrative fiction referring to any fiction story that includes elements, settings and characters whose features are created out of imagination and speculation rather than based on attested reality and everyday life. That encompasses the genres of science fiction, fantasy, science fantasy, horror, alternative history, and magic realism.
Karen Chance is an American urban fantasy novelist. She grew up in Orlando, Florida. She has lived in France, Great Britain, Hong Kong, New Orleans and teached history. She is currently living in Tampa.